Terms of Service

By accessing or using the Capstone Capital website (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site. These Terms apply to all visitors, users, and others who access or use the Site.

We reserve the right to update or change these Terms at any time. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

The content on this Site is provided for general informational purposes only. It does not constitute financial, investment, legal, or tax advice. Nothing on this Site should be relied upon as the basis for any investment decision without independent verification and, where appropriate, professional advice.

Capstone Capital makes no representations or warranties, express or implied, as to the accuracy, completeness, or timeliness of any information on this Site.

Any information on this Site relating to investment products, services, returns, or performance is for illustrative purposes only. Past performance is not indicative of future results. All investments involve risk, including the possible loss of principal.

The investment products and services described on this Site may not be available to all investors and may be subject to regulatory restrictions. Eligibility to invest in our products is determined on a case-by-case basis and may require meeting minimum investment thresholds, suitability criteria, and other conditions.

Capstone Capital is regulated by the Securities and Exchange Commission (SEC) of Ghana.

Any communication submitted through this Site, including through the contact form, is not treated as confidential until a formal engagement agreement has been signed. Please do not submit sensitive or confidential business information through general inquiry channels.

For discussions that require confidentiality, please contact us directly to arrange a non-disclosure agreement before sharing sensitive materials.

All content on this Site, including text, graphics, logos, images, and software, is the property of Capstone Capital or its content suppliers and is protected by Ghanaian and international intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, or publicly display any portion of the Site without our prior written consent. Limited, personal, non-commercial use for informational purposes is permitted provided all copyright and proprietary notices are retained.

The Site may contain links to third-party websites and services. These links are provided for convenience only and do not imply endorsement by Capstone Capital of the linked site or its content. We have no control over third-party sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Our use of third-party tools (including analytics, forms, and communication platforms) is governed by the privacy policies of those providers.

To the fullest extent permitted by applicable law, Capstone Capital and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of — or inability to use — the Site or any content on it.

Our total liability for any claim arising out of or relating to these Terms or your use of the Site shall not exceed the amount you paid to us, if any, in the twelve months preceding the claim.

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Our Privacy Policy explains how we collect, use, and protect information you provide to us. By using the Site, you consent to the practices described in our Privacy Policy.

We will never sell your personal information to third parties. Information collected through inquiry forms is used solely for the purpose of responding to your request.

These Terms are governed by and construed in accordance with the laws of the Republic of Ghana, without regard to conflict of law provisions. Any dispute arising out of or relating to these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts of Ghana.

Notwithstanding the above, Capstone Capital reserves the right to seek injunctive or equitable relief in any jurisdiction where necessary to protect its intellectual property or confidential information.

If you have any questions about these Terms, please contact us at:

Capstone Capital Ltd 1 Airport Square Accra, Ghana

Email: legal@capstonecapital.com.gh Phone: +233 30 277 8100

These Terms were last updated on 1 January 2025.